SAVVY ✦ PRICING
Simple pricing.
Simple pricing.
Free during beta.
Every beta user gets Pro features free. No credit card. No catch. When we launch publicly, we'll give you 30 days' notice.
Free
€0
forever
The essentials to get a clear picture of where your money goes — and what it's actually doing.
- ✓ Bank account connection
- ✓ Automatic transaction categorisation
- ✓ Monthly spend summary
- ✓ Subscription detection (up to 3)
- ✓ Remittance rate comparison
- – Payday Plan automation
- – Ask Savvy (AI chat)
- – Savings Pots
- – PDF Monthly Reports
- – Freelancer Mode
No credit card needed
Recommended
Pro
€9.99
per month · or €99/yr
Everything — including Payday automation, AI insights, savings pots, and freelancer tools.
- ✓ Everything in Free
- ✓ Payday Plan automation
- ✓ Ask Savvy AI chat (unlimited)
- ✓ Unlimited Savings Pots
- ✓ All subscription detection
- ✓ PDF Monthly Reports
- ✓ Freelancer Mode
- ✓ Spend Insights (advanced)
- ✓ Priority support
Free during beta · €9.99/mo after launch
✓ Cancel any time
✓ 30-day free trial at launch
✓ Free during entire beta period
✓ Bank-level encryption
PRO PLAN
Six things Pro unlocks.
Free gives you visibility. Pro makes your money move.
Payday Plan
Salary lands. Savvy splits it automatically — savings, investments, bills, in the right order.
Ask Savvy (unlimited)
An AI that knows every euro you earn and spend. Ask anything, get a real answer.
Savings Pots
Unlimited named pots, funded automatically on payday. Track every goal.
Full Subscription Vault
Every recurring charge detected, price hikes flagged, cancellation letters drafted.
PDF Monthly Reports
Full statement with Savvy's read of the month. One tap, shareable for visas or accountants.
Freelancer Mode
Invoices, payment links, automatic tax set-aside, real-time P&L. No separate tool needed.
Pricing questions
Not during beta. Every user who joins before public launch gets full Pro access free for the entire beta period. When we move to a paid plan, we'll give you at least 30 days' notice and a clear opt-out. No surprise charges.
Beta runs until Savvy is available publicly in the App Store to all users. That date isn't set yet — we're focused on building the best product first. Early access users are the first to know when it changes.
Yes. Savvy connects via PSD2-regulated open banking (read-only). We never store your banking credentials. All data is encrypted at rest and in transit. We don't sell your data to anyone.
Currently focusing on Germany, UK, Netherlands, and Ireland. If your bank is in those countries you're good. More European markets are on the roadmap — join the list and tell us where you bank.
Always. Cancel any time in the app and you'll stay on Pro until the end of the billing period. No penalties, no questions. We'd rather you tell us what wasn't working.
Not yet — Savvy is for individuals right now. A couple or household plan is on the roadmap. Join the list and we'll reach out when it's ready.
PRIVATE BETA
Get in free.
Get in free.
Stay on Pro.
Join before public launch and lock in free Pro access for the entire beta period.
You're on the list. We'll be in touch soon.
iOS · Europe · Free during beta